SME Loan
Working capital and expansion financing for small and medium enterprises. Flexible collateral and rapid processing.
Key Features
- Competitive maximum amounts
- Tenure up to 60 months
- Flexible collateral options
- Processing within 72 hours
- Grace period up to 3 months
- Top-up available after 6 months
Rates & Charges
- Insurance: Credit life required
- Interest Rate: 14% - 18% p.a.
- Processing Fee: 3%
Eligibility Requirements
- Business operating 1+ year
- Minimum annual turnover required
- Bank statements (6 months)
- Business plan for new ventures
Required Documents
- Business registration
- Audited financial statements
- Bank statements
- Collateral documents
Related Products
Comprehensive financial solutions designed for individuals, businesses, and institutions.
Business Account
Business BankingComprehensive business transaction account with payroll management, bulk payments, and dedicated relationship manager.
RTGS: Applicable
Trade Finance
Business BankingFacilitate international trade with letters of credit, bank guarantees, and documentary collections.
Amendment Fee: Applicable
SME Loan
Business BankingWorking capital and expansion financing for small and medium enterprises. Flexible collateral and rapid processing.
Insurance: Credit life required